In this powerful episode of Visibility Strategies for Women Entrepreneurs, Monica Kaufman, CFP® and founder of Harmony Wealth Academy, joins me to unpack what true financial confidence looks like, and why mindset, not income, is the real game-changer.
After two decades in traditional finance, including time at Merrill Lynch and Goldman Sachs, Monica shifted her focus to help women rewire their money beliefs and build wealth that aligns with their values. From money psychology to practical planning, this conversation is your permission slip to stop chasing income and start building meaningful financial freedom.
The Moment Everything Changed (02:05)
Rosie shares a pivotal moment in her career: she was 40 years old, working hard, and waiting for someone to notice. Spoiler, no one did. It wasn’t until she finally spoke up and asked for a management role that her career shifted. That moment became the catalyst for everything she teaches now.
“I thought someone would eventually notice my hard work. They never did.”
From Back of the Room to the Stage (06:45)
Rosie opens up about how public speaking became her visibility tool. A self-proclaimed “secret introvert,” she never imagined herself as an entrepreneur, let alone a speaker training others. But once she took the first step, everything changed.
“I always sat in the back of the room... and now I’m training new speakers.”
Business Evolves Because You Do (10:20)
We talk about the evolution from employee mindset to entrepreneur, and how it’s not the business that constantly changes, it’s you. Rosie shares how coaching, reflection, and mindset work have helped her stay grounded through it all.
“You can’t read the label from inside the bottle. You need outside perspective.”
The Promotion Readiness Roadmap (17:00)
Rosie explains how her career advancement strategies became a signature framework. Her Promotion Readiness Roadmap isn’t just about resumes, it’s about confidence, clarity, preparation, and being ready to act when opportunity knocks.
“I wasn’t the smartest candidate—I was the most prepared.”
Mindset, Leadership & the “Sabotage Salad” (22:20)
This part of our conversation dives deep. Rosie talks about how women often disqualify themselves through internal dialogue, how mindset is the foundation of leadership, and how becoming aware of your thoughts can help you stop feeding yourself a “sabotage salad.”
“You’re discounting yourself without even realizing it. It’s time to disarm those blockers.”
Daily Habits That Support Visibility (30:15)
From morning mindset routines to setting the tone for her day, Rosie shares how staying rooted in growth practices helps her show up more fully. We both agreed: if you don’t protect your energy and set your intention, it’s easy to lose focus.
✨ Quick Tips from Rosie:
Audit your spending by category. Use your bank’s built-in tools to see where your money is really going, then align it with your goals.
Create a weekly financial ritual. Spend 30 minutes reviewing your business and personal finances every Friday or Sunday to stay on track.
Separate business and personal money. Treat your business like a real entity, track revenue, pay yourself, and plan for taxes and retirement.
Invest with intention. Ask yourself: “Is this tool, program, or purchase helping me make money or build value?”
Reward the effort, not just the outcome. Building financial confidence comes from taking small, consistent steps and celebrating progress.
🎯 Key Takeaway
The biggest shift women can make in their financial journey isn’t just about budgeting or earning more, it’s about changing how they think about money. Monica Kaufman reminds us that wealth is less about income and more about mindset, intentionality, and long-term clarity. Our earliest money stories shape how we show up in business and in life, often without us realizing it. When women take radical ownership of their financial decisions, both personal and business they create confidence, independence, and impact. True financial visibility doesn’t mean flaunting success; it means aligning your money with your values and showing up with self-trust. As women increasingly lead financially in their households and communities, redefining wealth becomes not just personal, but generational.
Monica Kaufman, CFP®, is the founder of Harmony Wealth Academy, a brain-based coaching platform that helps women move from financial fatigue to financial freedom. With over 20 years in finance, Monica blends deep industry knowledge with a behavioral science approach that empowers women to take control of their wealth, on their own terms.
📍 Learn more at harmonywealthacademy.com
📨 Connect on LinkedIn: Monica A Kaufman
Final Thoughts
Scaling your business doesn't have to come at the cost of your wellbeing, energy, or authenticity. This episode will inspire you to rethink the way you relate to money, and start building a business and life that truly support your version of wealth.
👉 Listen to the full episode of Visibility Strategies for Women Entrepreneurs wherever you get your podcasts, or watch the conversation on YouTube.
Take the Visibility Quiz to discover your stage and get a personalized roadmap to grow with clarity and confidence.
© 2025 Creative Marketing - All Rights Reserved
© 2025 Company Name - All Rights Reserved, consectetur adipiscing elit. Maecenas commodo suscipit tortor, vel tristique sapien